Continuing Education Students & Non-Traditional Students

Continuing Education Student Loans are available to part-time (less than half-time) students who attend participating schools across the nation, regardless of the school type or education program. Whether you're completing a degree or certificate program or taking classes to further your career or personal development, the Continuing Education loan can assist you.

Continuing Education Student Loans are an unsecured, credit-based loan that can be used for any education-related expenses, such as tuition, books, room & board, a new laptop computer or previous school fees. Unless you're employed while in school and meet other income and credit guidelines, most students will need a U.S. co-signer to qualify for a Chase Private Student Loan, although this is not required. A co-signer can be a parent, relative, spouse or friend.

Continuing Education Student Loan Benefits Include

• Funds are sent directly to you within two business days of final approval
• Use your funds for any education-related expense including tuition, living expenses, books, fees, supplies—even a laptop computer or previous school fees
• No financial aid forms or school certifications are required
• Flexible repayment terms
• No application deadlines; apply anytime

Loan Process

1. To request your loan, apply online or call us toll-free at the number listed at the top of this page.

2. Once your application is submitted, you can be conditionally approved in as little as 60 seconds!

3. Download your loan documents online or we can mail them to you.

4. Complete, sign and return (by fax or mail) your pre-completed loan documents and the required verification documentation materials.

5. Once these documents are received, your application will be processed as quickly as possible... plus, we can mail your funds to you in as little as two days after final approval.

Eligibility

For continuing education students:

• Borrower or cosigner must be creditworthy and must be a U.S. citizen or Permanent Resident.
• Student must be attending a Chase-approved school.

Deferment

• The deferment end date will be the earlier of these dates:
  • either six months after the end of the current academic period, or
  • six months after the date you are no longer enrolled in a continuing education program.
  
  

As students determine the best way to finance their education, they should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Chase Private Student Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, verification of application information including enrollment at a participating school, and verification that the requested loan amount does not exceed the student's actual cost of attendance. When payments are deferred, interest will continue to accrue and will be capitalized upon repayment. Other payment options will reduce the total amount owed. Loans to pay previous school fees require a current school bill dated within the last 60 days and are limited to the amount owed the school.

This information was current as 11/26/2008.