Chase Private Student Loans
 Chase Private Student
Loans are available to students who attend participating undergraduate colleges
and career, technical and trade schools across the nation. Students must attend
at least half-time. (For students who attend less than half-time, please see
the
Continuing Education loan).
The Chase Private Student Loan is an unsecured, credit-based loan that can be
used for any education-related expenses, such as tuition, books, room &
board, a new laptop computer or previous school fees. Unless you're employed
while in school and meet other income and credit guidelines, most students will
need a U.S. co-signer to qualify for a Chase Private Student Loan, but
co-signers are not required to apply. A co-signer can be a parent, relative,
spouse or friend.
Private Student Loan Benefits include:
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Funds are sent directly to you within two business days of final approval
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Use your funds for any education-related expense including tuition, living
expenses, books, fees, supplies—even a laptop computer or previous school fees
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No financial aid forms or school certifications are required
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Flexible repayment terms—no payments until six months after graduation
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No application deadlines; apply anytime
Loan Process
Here's how the loan process works:
1. To request your loan, apply online or call us toll-free at the number listed
at the top of this page.
2. Once your application is submitted, you can be conditionally approved in as
little as 60 seconds!
3. Download your loan documents online or we can mail them to you.
4. Complete, sign and return (by fax or mail) your pre-completed loan documents
and the required verification documentation materials.
5. Once these documents are received, your application will be processed as
quickly as possible... plus, we can mail your funds to you in as little as two
days after final approval.
Eligibility
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You must be an undergraduate student enrolled at least half-time in a degree or
certificate program at a Chase approved school. (For students attending less
than half-time, please see the Chase Continuing Education Loan.)
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At least one applicant must be creditworthy and must be a U.S. citizen or
permanent resident.
Deferment
Defer payments until after you graduate! These are your deferment options as an
undergraduate student:
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Pay principal and interest while in school-The deferment end
date will be the disbursement date.
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Pay interest only while in school-The deferment end date will
be the disbursement date. Interest payments will begin no more than 60 days
after the disbursement date. You start making principal and interest payments
six months after you have graduated or are no longer enrolled at least half
time in a participating school. You must begin making principal and interest
payments no later than five and a half years after the disbursement date.
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Defer principal and interest while in school-The deferment end
date will be six months after graduation or when you are no longer enrolled at
least half time in a participating school. You must begin making principal and
interest payments no later than five and a half years after the disbursement
date.
Loan Servicing
Chase Student Loan Servicing, LLC, part of the Chase family of companies,
services Private Student loans. Chase Student Loan Servicing provides
accessible and personalized service together with convenient telephone access
to your account information. Shortly after your loan is processed and funded,
they will contact you with your repayment information.
Chase Student Loan Servicing will be your best source for information on
billing, payment, deferment/forbearance, and other account information. If you
have any questions about your new loan, please visit
www.cslservicing.com or call us at 1-800-489-5005. Hours are Monday -
Friday 7:30am - 8:30pm Central Time and 8:00 am - 2:00 pm Saturday.
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